
For Kentucky Mortgages
Indiana Mortgages
Tennessee Mortgages
Florida Mortgages


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Monthly Payment Calculator |
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Common Mistakes |
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| Down Payments |
Determining how much money you have available for down payment and closing costs affects almost every aspect of buying a home – including how you write your purchase offer, the loan programs you qualify for, and shopping for interest rates. |
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Why Choose First Rate Mortgage?
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Call us prior to 4:00PM and we will guarantee a call back before the end of business.
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We offer custom programs to help meet our customer's every need.
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You benefit from over 90 different lenders to get the best market rate for Kentucky, Tennessee, Indiana, and Florida mortgages.
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Average closing time ranges from 5 to 30 days on conforming loans.
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Flexible hours include evenings, weekends plus we conform to your needs.
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Same day approval on mortgage applications turned in prior to 3:00PM.
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Locally owned and operated serving Kentucky, Tennessee, and Indiana.
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You benefit from friendly customer service and quick response time.
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We educate each of our customers on the mortgage lending process.
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Over 50 years combined lending experience.
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Visit One Of Our 2 Locations |
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Some of Our Great Programs |
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Conventional Mortgages will get you into your home quickly and at a great rate.
Slow credit? Not a problem--our loan officers can put you into a home even if you have less than perfect credit.
VA Loans have helped more than 29 million veterans own a piece of the American Dream.
Rural Loans allow you to mortgage 100% of the appraised value of your Kentucky home. Call us to find out if your next home qualifies for this exciting program.
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