
For Better Rates Than Kentucky Banks


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Monthly Payment Calculator |
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Common Mistakes |
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| Down Payments |
Determining how much money you have available for down payment and closing costs affects almost every aspect of buying a home – including how you write your purchase offer, the loan programs you qualify for, and shopping for interest rates. |
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Why Choose First Rate Mortgage Instead of Kentucky Banks?
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Call us prior to 4:00PM and we will guarantee a call back before the end of business-most Kentucky banks do not provide this service.
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We offer custom programs to help meet our customer's every need.
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You benefit from over 90 different lenders to get the best market rate for Kentucky mortgages and Indiana mortgages-not available with Kentucky banks.
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Average closing time ranges from 5 to 30 days on conforming loans.
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Flexible hours include evenings, weekends plus we conform to your needs.
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Same day approval on mortgage applications turned in prior to 3:00PM.
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Locally owned and operated serving Kentucky and Indiana.
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You benefit from friendly customer service and quick response time.
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We educate each of our customers on the mortgage lending process.
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Over 50 years combined lending experience.
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Apply For A Loan |
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Visit One Of Our 3 Locations |
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About Us |
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First Rate Mortgage Corporation was incorporated in December of 1998 as a mortgage broker to offer advantages that Kentucky banks can not. Our primary purpose is to research the industry's Secondary Wholesale market and provide customers with a mortgage package that best suits their needs, with lower rates than Kentucky banks.
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