First Rate Mortgage Corporation
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Kentucky Mortgages

Kentucky Mortgages

First Rate Mortgage Corporation was incorporated in December of 1998 as a mortgage broker. Our primary purpose is to research the industry’s Secondary Wholesale market and provide Kentucky mortgages to qualified residents with packages that best suits their needs.

Whether you’re located in Louisville, Lexington, Bowling Green or Rural Kentucky, we have the best resources available to help get you the mortgage you need.  We understand the difficulties with today’s financial complexities. First Rate Mortgage has access to numerous lenders programs with diverse options, who are looking for borrowers like you.

Choose the Best Mortgage

Conventional Loans in Kentucky – Conventional loans can be made to purchase or refinance homes with first and a combination first/second mortgages on single family to four family homes.

FHA Loans in Kentucky – Federal Housing Administration loans are backed by the government and offer a variety of terms. It is a great program for first time homebuyers and those who do not have large down payments.

VA Loans in Kentucky – More than 29 million veterans and service personnel are eligible for VA financing that allow the veteran to purchase a home with no down payment.

Rural Mortgages in Kentucky – This is a government loan that is territory specific and income based, but offers you 100% financing on the appraised value for purchases.

Slow Credit/Alternative Income Mortgages – If you have slow credit you may not qualify for a conventional loan or a low down payment loan offered by FHA and VA. You still may qualify for FHA/VA with more money down or extra equity.  You may also need to use an alternative way to prove income that may qualify through Non-QM loan opportunities.

First Rate Mortgage Corporation has funding sources with some of the best lenders nationally that FRMC make available to our Kentucky clients.


Louisville License Numbers 
KY License MC97565
IN License 22997
TN License 109011
MN License MN-MO-1289
VA License MC5772
FL License MBR-1488
GA License 46772

Bowling Green License Numbers
KY License MC97590
TN License 109011-102

Local Offices

Louisville, KY
10400 Linn Station Road,
Ste. 226
Louisville, KY 40223
Phone: 502-412-4161
Fax: 502-412-7162
Toll Free: 866-929-4900

Bowling Green, KY
1240 Ashley Circle
Bowling Green, KY 42104
Phone: 270-842-7773
Fax: 270-796-2720

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