For Better Rates Than Louisville Banks
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Monthly Payment Calculator |
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Common Mistakes |
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| Down Payments |
Determining how much money you have available for down payment and closing costs affects almost every aspect of buying a home – including how you write your purchase offer, the loan programs you qualify for, and shopping for interest rates. |
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Why Choose First Rate Mortgage Instead of Louisville Banks?
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Call us prior to 4:00PM and we will guarantee a call back before the end of business-most Louisville banks do not provide this service.
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We offer custom programs to help meet our customer's every need.
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You benefit from over 90 different lenders to get the best market rate for Kentucky mortgages and Indiana mortgages-not available with Louisville banks.
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Average closing time ranges from 5 to 30 days on conforming loans.
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Flexible hours include evenings, weekends plus we conform to your needs.
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Same day approval on mortgage applications turned in prior to 3:00PM.
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Locally owned and operated serving Kentucky and Indiana.
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You benefit from friendly customer service and quick response time.
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We educate each of our customers on the mortgage lending process.
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Over 50 years combined lending experience.
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Apply For A Loan |
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Visit One Of Our 3 Locations |
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Conventional Mortgage in Louisville |
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If you have at least 3% of the loan amount to use as a down payment, you may consider the most common type of loan, a conventional loan. These loans consist of conforming loans, which are secured by government sponsored entities (GSE) such as Fannie Mae and Freddie Mac, and jumbo loans, which are funded by private investors for loan amounts higher than the limits set by the GSE's.
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